Pay with Moss enables you to pay supplier invoices and employee reimbursements directly through the Moss platform using your Moss wallet balance, streamlining payment workflows with bulk actions, with secure 4-eye authorisation, and the ability to sync payment data with your accounting software for accurate reconciliation.
Manage your entire Accounts Payable and Employee reimbursement workflows within Moss: for complete control, automation, payments and seamless reconciliation.
Follow our guide for setting up Pay with Moss, which includes how to manage the payments workflow as well as exporting payments to your accounting software. With this guide you'll be ready to get started making payments.
Payment types
Pay with Moss allows you to pay with bank transfers domestically and internationally.
Domestic payments
Pay with Moss allows you to pay suppliers and employees with instant domestic bank transfers.
For UK customers: instant GBP payments via Faster Payments
For EEA customers: instant EUR SEPA payments where the creditor is reachable and for payments under €100k. Otherwise payments are cleared as standard SEPA credit transfers.
International payments
Note: international payments are currently only available for EEA customers.
Pay with Moss allows you to pay suppliers and employee reimbursements globally, optimising for local payment rails whenever possible over SWIFT for faster clearing and more efficient payment fees.
Fees
Payment fees to specific countries and currencies as well as the standard FX fee (which may also be outlined in a customer quote) can be found in the Pay with Moss Fee Schedule during onboarding and on the payments tab.
Supported countries and currencies
International payments are possible to the countries and currencies listed below through convert & send.
Country | Payment Currency |
SEPA countries | EUR |
Australia | AUD |
Argentina | ARS |
Bahrain | BHD |
Bangladesh | BDT |
Benin | XOF |
Bolivia | BOB |
Botswana | BWP |
Brazil | BRL |
Bulgaria | BGN |
Burkina Faso** | XOF |
Cameroon** | XAF |
Canada | CAD |
Central African Republic** | XAF |
Chad** | XAF |
Chile | CLP |
China | CNY |
Colombia | COP |
Côte d'Ivorie | XOF |
Czech Republic | CZK |
Denmark | DKK |
Egypt | EGP |
Equatorial Guinea** | XAF |
Gabon** | XAF |
Gambia | GMD |
Guinea-Bissau** | XOF |
Hong Kong | HKD/USD/EUR/CNY |
Hungary | HUF |
India | INR |
Indonesia | IDR |
Israel | ILS |
Japan | JPY |
Kenya | KES |
Lesotho | LSL |
Madagascar** | MGA |
Malawi | MWK |
Malaysia | MYR |
Mexico | MXN |
Morocco | MAD |
Namibia | NAD |
Nepal | NPR |
New Zealand | NZD |
Niger | XOF |
Nigeria** | NGN |
Norway | NOK |
Pakistan | PKR |
Paraguay | PYG |
Peru | PEN |
Philippines | PHP / USD |
Poland | PLN |
Romania | RON |
Rwanda | RWF |
Senegal** | XOF |
Singapore | SGD |
South Korea | KRW |
Sri Lanka | LKR |
Sweden | SEK |
Switzerland | CHF |
Thailand | THB |
Togo | XOF |
Turkey | TRY |
United Arab Emirates | AED |
United Kingdom | GBP |
United States | USD |
Uruguay | UYU |
Vietnam | VND |
Zambia | ZMW |
Note that payments to the following countries will incur an additional tax collection required by local authorities:
Country / Currency | Tax collection rate |
Argentina (ARS) | 1.20% |
Bolivia (BOB) | 0.3% |
Brazil (BRL) | 0.38% |
Colombia (COP) | 0.4% |
Peru (PEN) | 0.005% |
The tax collection amount will not be collected from your wallet immediately, but will be charged by Moss accordingly once it is incurred and processed, as the local banks of the beneficiaries take additional time to process this with the local tax authorities.
About Airwallex
Moss leverages Airwallex global payments infrastructure to enable payments for supplier invoices and employee reimbursements from your Moss wallet to over 70+ countries and currencies with state of the art payments infrastructure.