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Pay with Moss Overview
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Written by Anna Dziurosz
Updated over a month ago

Pay with Moss enables you to pay supplier invoices and employee reimbursements directly through the Moss platform using your Moss wallet balance, streamlining payment workflows with bulk actions, with secure 4-eye authorisation, and the ability to sync payment data with your accounting software for accurate reconciliation.

Manage your entire Accounts Payable and Employee reimbursement workflows within Moss: for complete control, automation, payments and seamless reconciliation.

Follow our guide for setting up Pay with Moss, which includes how to manage the payments workflow as well as exporting payments to your accounting software. With this guide you'll be ready to get started making payments.

Payment types

Pay with Moss allows you to pay with bank transfers domestically and internationally.

Domestic payments

Pay with Moss allows you to pay suppliers and employees with instant domestic bank transfers.

  • For UK customers: instant GBP payments via Faster Payments

  • For EEA customers: instant EUR SEPA payments where the creditor is reachable and for payments under €100k. Otherwise payments are cleared as standard SEPA credit transfers.

International payments

Note: international payments are currently only available for EEA customers.

Pay with Moss allows you to pay suppliers and employee reimbursements globally, optimising for local payment rails whenever possible over SWIFT for faster clearing and more efficient payment fees.

Fees

Payment fees to specific countries and currencies as well as the standard FX fee (which may also be outlined in a customer quote) can be found in the Pay with Moss Fee Schedule during onboarding and on the payments tab.

Supported countries and currencies

International payments are possible to the countries and currencies listed below through convert & send.

Country

Payment Currency

SEPA countries

EUR

Australia

AUD

Argentina

ARS

Bahrain

BHD

Bangladesh

BDT

Benin

XOF

Bolivia

BOB

Botswana

BWP

Brazil

BRL

Bulgaria

BGN

Burkina Faso**

XOF

Cameroon**

XAF

Canada

CAD

Central African Republic**

XAF

Chad**

XAF

Chile

CLP

China

CNY

Colombia

COP

Côte d'Ivorie

XOF

Czech Republic

CZK

Denmark

DKK

Egypt

EGP

Equatorial Guinea**

XAF

Gabon**

XAF

Gambia

GMD

Guinea-Bissau**

XOF

Hong Kong

HKD/USD/EUR/CNY

Hungary

HUF

India

INR

Indonesia

IDR

Israel

ILS

Japan

JPY

Kenya

KES

Lesotho

LSL

Madagascar**

MGA

Malawi

MWK

Malaysia

MYR

Mexico

MXN

Morocco

MAD

Namibia

NAD

Nepal

NPR

New Zealand

NZD

Niger

XOF

Nigeria**

NGN

Norway

NOK

Pakistan

PKR

Paraguay

PYG

Peru

PEN

Philippines

PHP / USD

Poland

PLN

Romania

RON

Rwanda

RWF

Senegal**

XOF

Singapore

SGD

South Korea

KRW

Sri Lanka

LKR

Sweden

SEK

Switzerland

CHF

Thailand

THB

Togo

XOF

Turkey

TRY

United Arab Emirates

AED

United Kingdom

GBP

United States

USD

Uruguay

UYU

Vietnam

VND

Zambia

ZMW

Note that payments to the following countries will incur an additional tax collection required by local authorities:

Country / Currency

Tax collection rate

Argentina (ARS)

1.20%

Bolivia (BOB)

0.3%

Brazil (BRL)

0.38%

Colombia (COP)

0.4%

Peru (PEN)

0.005%

The tax collection amount will not be collected from your wallet immediately, but will be charged by Moss accordingly once it is incurred and processed, as the local banks of the beneficiaries take additional time to process this with the local tax authorities.

About Airwallex

Moss leverages Airwallex global payments infrastructure to enable payments for supplier invoices and employee reimbursements from your Moss wallet to over 70+ countries and currencies with state of the art payments infrastructure.

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